Interesting Op-Eds

I read these articles recently, and thought you might like them as much as I did:

http://www.latimes.com/news/opinion/commentary/la-oe-frank-darwin-economics-20111018,0,5949996.story

http://www.nytimes.com/2011/10/12/opinion/wal-marts-layaway-plan.html?_r=1&partner=rssnyt&emc=rss